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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,253 | $107,421+12.9% | $182,262-33.5% | $94,015+29.0% |
| Participation rate | 71.4% | 77.8%-6.4pp | 84.2%-12.8pp | 70.8%+0.6pp |
| Annual return | 12.89% | 21.32%-8.4pp | 140.60%-127.7pp | 17.84%-5.0pp |
| Employer contribution / active EE | $2,135 | $3,448-38.1% | $5,046-57.7% | $2,790-23.5% |
| Participant deferral / active EE | $6,349 | $6,558-3.2% | $8,276-23.3% | $4,249+49.4% |
| Admin fee / account holder | $60,904 | $8,692+600.7% | $16,712+264.4% | $8,951+580.4% |