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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,253 | $106,864+13.5% | $147,318-17.7% | $82,637+46.7% |
| Participation rate | 71.4% | 75.5%-4.1pp | 82.1%-10.6pp | 68.1%+3.4pp |
| Annual return | 12.89% | 27.49%-14.6pp | 70.43%-57.5pp | 53.51%-40.6pp |
| Employer contribution / active EE | $2,135 | $3,417-37.5% | $4,593-53.5% | $2,552-16.4% |
| Participant deferral / active EE | $6,349 | $6,496-2.3% | $7,906-19.7% | $4,126+53.9% |
| Admin fee / account holder | $60,904 | $8,415+623.8% | $13,708+344.3% | $7,339+729.9% |