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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,253 | $106,524+13.8% | $152,301-20.4% | $87,485+38.6% |
| Participation rate | 71.4% | 75.8%-4.3pp | 82.4%-11.0pp | 68.9%+2.5pp |
| Annual return | 12.89% | 26.89%-14.0pp | 80.50%-67.6pp | 26.06%-13.2pp |
| Employer contribution / active EE | $2,135 | $3,371-36.7% | $4,624-53.8% | $2,596-17.8% |
| Participant deferral / active EE | $6,349 | $6,525-2.7% | $8,004-20.7% | $4,274+48.6% |
| Admin fee / account holder | $60,904 | $8,287+635.0% | $14,398+323.0% | $7,775+683.4% |