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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,848 | $99,875-52.1% | $146,866-67.4% | $86,983-45.0% |
| Participation rate | 58.7% | 75.8%-17.1pp | 82.5%-23.8pp | 69.5%-10.8pp |
| Annual return | 18.84% | 28.10%-9.3pp | 102.85%-84.0pp | 25.83%-7.0pp |
| Employer contribution / active EE | $2,013 | $3,224-37.6% | $4,425-54.5% | $2,584-22.1% |
| Participant deferral / active EE | $4,150 | $6,322-34.4% | $7,759-46.5% | $4,194-1.0% |
| Admin fee / account holder | $2,548 | $7,838-67.5% | $13,620-81.3% | $7,856-67.6% |