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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,580 | $77,472+102.1% | $100,415+55.9% | $80,959+93.4% |
| Participation rate | 93.6% | 76.9%+16.7pp | 81.5%+12.1pp | 67.7%+25.9pp |
| Annual return | 10.28% | 37.26%-27.0pp | 49.47%-39.2pp | 35.67%-25.4pp |
| Employer contribution / active EE | $1,907 | $2,800-31.9% | $3,943-51.6% | $2,757-30.8% |
| Participant deferral / active EE | $5,253 | $6,818-23.0% | $8,091-35.1% | $4,300+22.1% |
| Admin fee / account holder | $762 | $5,885-87.0% | $7,906-90.4% | $6,925-89.0% |