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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,158,813 | $159,978+624.4% | $147,041+688.1% | $145,978+693.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.68% | 98.36%-88.7pp | 419.21%-409.5pp | 550.52%-540.8pp |
| Employer contribution / active EE | $4,396 | $5,288-16.9% | $4,935-10.9% | $4,662-5.7% |
| Participant deferral / active EE | $18,250 | $8,429+116.5% | $8,071+126.1% | $6,690+172.8% |
| Admin fee / account holder | $30,120 | $15,053+100.1% | $13,006+131.6% | $13,400+124.8% |