Retirement plan

HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC 401K PLAN

Name: HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC. - HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC 401K PLAN (2025) Form 5500
Creator: HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC 401K PLAN, HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC.

HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC.EIN 58-1603427Plan #001PY 2025

88 VILCOM CENTER DR STE L-110 - CHAPEL HILL, NC 27514919-932-7077orangehabitat.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.5M

+38.9% from 2024

Total participants

-2.4% from 2024

Average account balance

$36,262

+42.4% from 2024

Annual return

21.52%

+10.01 pp from 2024

Benchmarks

See 12,994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort12,994 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

137.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$190K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$417

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$17K

$575 / participant

Other / not subdivided$17K100.0%

% of EOY assets

1.149%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,262

$75,541-52.0%

$152,093-76.2%

$82,637-56.1%

Participation rate

100.0%

66.5%+33.5pp

77.8%+22.2pp

68.1%+31.9pp

Annual return

21.52%

32.56%-11.0pp

66.36%-44.8pp

53.51%-32.0pp

Employer contribution / active EE

$3,374

$2,622+28.7%

$4,175-19.2%

$2,552+32.2%

Participant deferral / active EE

$3,187

$3,206-0.6%

$5,451-41.5%

$4,126-22.8%

Admin fee / account holder

$417

$6,405-93.5%

$14,497-97.1%

$7,339-94.3%

HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HABITAT FOR HUMANITY, ORANGE COUNTY, NC, INC 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion