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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,165 | $126,661+45.4% | $113,397+62.4% | $138,895+32.6% |
| Participation rate | 92.3% | 79.4%+12.9pp | 76.5%+15.8pp | 79.9%+12.4pp |
| Annual return | 6.91% | 25.05%-18.1pp | 23.20%-16.3pp | 145.39%-138.5pp |
| Employer contribution / active EE | $2,120 | $3,456-38.7% | $2,977-28.8% | $4,194-49.5% |
| Participant deferral / active EE | $2,627 | $5,693-53.9% | $5,076-48.3% | $6,396-58.9% |
| Admin fee / account holder | $3,768 | $14,549-74.1% | $11,957-68.5% | $12,562-70.0% |