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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,349 | $73,787-95.5% | $98,716-96.6% | $82,448-95.9% |
| Participation rate | 72.7% | 61.4%+11.3pp | 69.3%+3.4pp | 68.1%+4.7pp |
| Annual return | -104.03% | 18.57%-122.6pp | 31.81%-135.8pp | 41.64%-145.7pp |
| Employer contribution / active EE | $2,802 | $1,511+85.4% | $2,279+23.0% | $2,551+9.9% |
| Participant deferral / active EE | $4,967 | $3,081+61.2% | $4,048+22.7% | $4,139+20.0% |
| Admin fee / account holder | $5,547 | $6,500-14.7% | $8,703-36.3% | $7,234-23.3% |