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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,445 | $78,520+49.6% | $96,576+21.6% | $82,448+42.4% |
| Participation rate | 87.5% | 77.7%+9.8pp | 81.4%+6.1pp | 68.1%+19.4pp |
| Annual return | 18.82% | 41.30%-22.5pp | 38.47%-19.6pp | 41.64%-22.8pp |
| Employer contribution / active EE | $3,013 | $2,630+14.6% | $3,553-15.2% | $2,551+18.1% |
| Participant deferral / active EE | $6,798 | $6,754+0.6% | $7,956-14.6% | $4,139+64.2% |
| Admin fee / account holder | $1,149 | $13,455-91.5% | $11,381-89.9% | $7,234-84.1% |