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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,173 | $49,976-57.6% | $66,674-68.2% | $82,637-74.4% |
| Participation rate | 79.8% | 63.1%+16.7pp | 73.7%+6.1pp | 68.1%+11.7pp |
| Annual return | 12.04% | 39.09%-27.1pp | 321.24%-309.2pp | 53.51%-41.5pp |
| Employer contribution / active EE | $1,017 | $1,988-48.8% | $2,620-61.2% | $2,552-60.1% |
| Participant deferral / active EE | $1,234 | $2,847-56.7% | $4,084-69.8% | $4,126-70.1% |
| Admin fee / account holder | $8,660 | $4,594+88.5% | $5,098+69.9% | $7,339+18.0% |