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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,173 | $61,125-65.4% | $94,057-77.5% | $87,485-75.8% |
| Participation rate | 79.8% | 64.1%+15.7pp | 73.3%+6.4pp | 68.9%+10.8pp |
| Annual return | 12.04% | 35.20%-23.2pp | 480.62%-468.6pp | 26.06%-14.0pp |
| Employer contribution / active EE | $1,017 | $2,136-52.4% | $2,933-65.3% | $2,596-60.8% |
| Participant deferral / active EE | $1,234 | $3,260-62.2% | $4,709-73.8% | $4,274-71.1% |
| Admin fee / account holder | $8,660 | $5,629+53.9% | $7,244+19.5% | $7,775+11.4% |