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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,041 | $78,690+217.8% | $161,489+54.8% | $87,485+185.8% |
| Participation rate | 93.2% | 67.5%+25.7pp | 78.7%+14.5pp | 68.9%+24.3pp |
| Annual return | 16.27% | 32.74%-16.5pp | 89.72%-73.5pp | 26.06%-9.8pp |
| Employer contribution / active EE | $11,588 | $2,588+347.7% | $4,268+171.5% | $2,596+346.3% |
| Participant deferral / active EE | $6,676 | $3,311+101.6% | $5,630+18.6% | $4,274+56.2% |
| Admin fee / account holder | $2,181 | $6,724-67.6% | $16,006-86.4% | $7,775-71.9% |