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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,041 | $76,407+227.2% | $150,298+66.4% | $82,448+203.3% |
| Participation rate | 93.2% | 66.4%+26.8pp | 77.8%+15.4pp | 68.1%+25.1pp |
| Annual return | 16.27% | 39.99%-23.7pp | 62.79%-46.5pp | 41.64%-25.4pp |
| Employer contribution / active EE | $11,588 | $2,614+343.3% | $4,154+179.0% | $2,551+354.3% |
| Participant deferral / active EE | $6,676 | $3,214+107.7% | $5,453+22.4% | $4,139+61.3% |
| Admin fee / account holder | $2,181 | $6,352-65.7% | $14,116-84.5% | $7,234-69.9% |