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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $3,358 |
Service code 15 · EIN 83-4452620 | Recordkeeping | $2,625 |
IMA WEALTH INC1 year Service code 27 · EIN 48-1233289 | Advisory (Plan) | $2,083 |
Service code 15 · EIN 86-2963468 | Recordkeeping | $300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,905 | $55,470+45.9% | $155,556-48.0% | $74,478+8.6% |
| Participation rate | 92.9% | 61.9%+31.0pp | 78.2%+14.6pp | 67.2%+25.6pp |
| Annual return | 14.74% | 269.80%-255.1pp | 64.84%-50.1pp | 1370.56%-1355.8pp |
| Employer contribution / active EE | $2,300 | $2,267+1.5% | $4,675-50.8% | $2,626-12.4% |
| Participant deferral / active EE | $4,292 | $2,838+51.2% | $5,631-23.8% | $4,350-1.3% |
| Admin fee / account holder | $391 | $1,744-77.6% | $15,885-97.5% | $1,946-79.9% |