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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,043 | $160,070+46.2% | $147,117+59.1% | $145,897+60.4% |
| Participation rate | 61.9% | 84.0%-22.1pp | 82.2%-20.3pp | 80.3%-18.4pp |
| Annual return | 13.00% | 98.69%-85.7pp | 420.54%-407.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,187 | $5,285-58.6% | $4,932-55.7% | $4,663-53.1% |
| Participant deferral / active EE | $4,701 | $8,419-44.2% | $8,065-41.7% | $6,689-29.7% |
| Admin fee / account holder | $33,541 | $15,035+123.1% | $12,993+158.2% | $13,390+150.5% |