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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,043 | $159,934+46.3% | $147,005+59.2% | $145,959+60.3% |
| Participation rate | 61.9% | 84.0%-22.1pp | 82.2%-20.3pp | 80.3%-18.4pp |
| Annual return | 13.00% | 98.24%-85.2pp | 418.76%-405.8pp | 561.95%-548.9pp |
| Employer contribution / active EE | $2,187 | $5,287-58.6% | $4,934-55.7% | $4,661-53.1% |
| Participant deferral / active EE | $4,701 | $8,427-44.2% | $8,070-41.8% | $6,689-29.7% |
| Admin fee / account holder | $33,541 | $15,053+122.8% | $13,006+157.9% | $13,398+150.3% |