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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,329 | $72,071+169.6% | $68,368+184.2% | $137,256+41.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.92% | 353.14%-339.2pp | 292.57%-278.7pp | 220.34%-206.4pp |
| Employer contribution / active EE | $3,072 | $2,788+10.2% | $2,649+16.0% | $4,156-26.1% |
| Participant deferral / active EE | $13,778 | $4,410+212.4% | $4,123+234.2% | $6,407+115.1% |
| Admin fee / account holder | $7,277 | $5,336+36.4% | $5,150+41.3% | $12,270-40.7% |