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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,207 | $162,136-19.1% | $152,301-13.9% | $154,746-15.2% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 15.06% | 91.02%-76.0pp | 80.50%-65.4pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,094 | $4,890-77.6% | $4,624-76.3% | $4,379-75.0% |
| Participant deferral / active EE | $6,874 | $8,341-17.6% | $8,004-14.1% | $6,730+2.1% |
| Admin fee / account holder | $814 | $15,759-94.8% | $14,398-94.3% | $14,365-94.3% |