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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,413 | $77,569-35.0% | $115,599-56.4% | $64,097-21.3% |
| Participation rate | 64.7% | 60.7%+4.1pp | 74.3%-9.6pp | 55.2%+9.5pp |
| Annual return | 17.89% | 18.52%-0.6pp | 111.10%-93.2pp | 34.64%-16.7pp |
| Employer contribution / active EE | $1,781 | $1,915-7.0% | $2,955-39.8% | $1,891-5.9% |
| Participant deferral / active EE | $3,046 | $3,327-8.4% | $4,889-37.7% | $3,080-1.1% |
| Admin fee / account holder | $2,822 | $4,470-36.9% | $12,841-78.0% | $3,454-18.3% |