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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,304 | $78,483-6.6% | $106,201-31.0% | $74,546-1.7% |
| Participation rate | 51.9% | 72.8%-20.9pp | 75.3%-23.4pp | 67.2%-15.3pp |
| Annual return | 15.91% | 15.94%0pp | 116.26%-100.4pp | 1366.03%-1350.1pp |
| Employer contribution / active EE | $1,534 | $2,522-39.2% | $3,170-51.6% | $2,624-41.5% |
| Participant deferral / active EE | $2,267 | $4,320-47.5% | $5,012-54.8% | $4,347-47.9% |
| Admin fee / account holder | $6,578 | $2,236+194.2% | $11,039-40.4% | $1,944+238.4% |