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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,304 | $78,562-6.7% | $105,608-30.6% | $74,429-1.5% |
| Participation rate | 51.9% | 72.8%-20.9pp | 75.3%-23.4pp | 67.2%-15.3pp |
| Annual return | 15.91% | 15.94%0pp | 116.50%-100.6pp | 1368.38%-1352.5pp |
| Employer contribution / active EE | $1,534 | $2,521-39.2% | $3,167-51.6% | $2,625-41.6% |
| Participant deferral / active EE | $2,267 | $4,321-47.5% | $5,010-54.7% | $4,348-47.9% |
| Admin fee / account holder | $6,578 | $2,217+196.7% | $11,028-40.4% | $1,944+238.3% |