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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,304 | $78,607-6.7% | $105,624-30.6% | $74,478-1.6% |
| Participation rate | 51.9% | 72.8%-20.9pp | 75.3%-23.3pp | 67.2%-15.3pp |
| Annual return | 15.91% | 15.96%-0.1pp | 116.20%-100.3pp | 1370.56%-1354.7pp |
| Employer contribution / active EE | $1,534 | $2,523-39.2% | $3,168-51.6% | $2,626-41.6% |
| Participant deferral / active EE | $2,267 | $4,325-47.6% | $5,013-54.8% | $4,350-47.9% |
| Admin fee / account holder | $6,578 | $2,220+196.3% | $10,961-40.0% | $1,946+238.0% |