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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,825 | $67,894-41.3% | $89,340-55.4% | $82,448-51.7% |
| Participation rate | 96.1% | 64.0%+32.0pp | 69.6%+26.5pp | 68.1%+28.0pp |
| Annual return | 12.36% | 19.21%-6.8pp | 20.57%-8.2pp | 41.64%-29.3pp |
| Employer contribution / active EE | $1,131 | $1,828-38.1% | $2,231-49.3% | $2,551-55.7% |
| Participant deferral / active EE | $2,719 | $3,072-11.5% | $3,823-28.9% | $4,139-34.3% |
| Admin fee / account holder | $14,090 | $5,723+146.2% | $6,704+110.2% | $7,234+94.8% |