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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,732 | $108,922+76.9% | $100,398+92.0% | $145,978+32.0% |
| Participation rate | 86.7% | 83.0%+3.7pp | 81.5%+5.2pp | 80.3%+6.4pp |
| Annual return | 9.22% | 58.04%-48.8pp | 49.32%-40.1pp | 550.52%-541.3pp |
| Employer contribution / active EE | $2,034 | $4,426-54.0% | $3,946-48.5% | $4,662-56.4% |
| Participant deferral / active EE | $4,174 | $8,450-50.6% | $8,084-48.4% | $6,690-37.6% |
| Admin fee / account holder | $9,390 | $9,680-3.0% | $7,893+19.0% | $13,400-29.9% |