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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,239 | $81,358+232.2% | $155,556+73.7% | $80,959+233.8% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 7.72% | 33.39%-25.7pp | 64.84%-57.1pp | 35.67%-27.9pp |
| Employer contribution / active EE | $12,344 | $3,106+297.4% | $4,675+164.0% | $2,757+347.7% |
| Participant deferral / active EE | $10,394 | $3,455+200.8% | $5,631+84.6% | $4,300+141.7% |
| Admin fee / account holder | $23,040 | $7,994+188.2% | $15,885+45.0% | $6,925+232.7% |