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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,329 | $110,137+171.8% | $161,149+85.7% | $82,637+262.2% |
| Participation rate | 87.5% | 72.4%+15.1pp | 78.8%+8.7pp | 68.1%+19.4pp |
| Annual return | 14.36% | 20.69%-6.3pp | 21.16%-6.8pp | 53.51%-39.1pp |
| Employer contribution / active EE | $8,546 | $2,856+199.2% | $4,360+96.0% | $2,552+234.9% |
| Participant deferral / active EE | $6,634 | $4,575+45.0% | $6,153+7.8% | $4,126+60.8% |
| Admin fee / account holder | $30,745 | $9,467+224.8% | $15,194+102.3% | $7,339+318.9% |