Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY Service code 27 · EIN 36-3145972 | Advisory (Plan) | $50,456 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $50,252 |
ASCENSUS LLC6 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $13,981 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,752 | $116,081-3.7% | $156,181-28.4% | $79,634+40.3% |
| Participation rate | 43.6% | 75.6%-32.0pp | 78.8%-35.3pp | 62.5%-18.9pp |
| Annual return | 15.29% | 15.89%-0.6pp | 64.87%-49.6pp | 36.46%-21.2pp |
| Employer contribution / active EE | $1,130 | $2,828-60.1% | $4,294-73.7% | $2,529-55.3% |
| Participant deferral / active EE | $3,870 | $4,584-15.6% | $6,132-36.9% | $3,835+0.9% |
| Admin fee / account holder | $659 | $854-22.9% | $14,586-95.5% | $1,002-34.2% |