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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,845 | $67,823-67.8% | $52,425-58.3% | $137,256-84.1% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 19.07% | 219.11%-200.0pp | 302.12%-283.0pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,584 | $1,163+122.2% | $914+182.7% | $4,156-37.8% |
| Participant deferral / active EE | $6,157 | $2,288+169.1% | $1,790+243.9% | $6,407-3.9% |
| Admin fee / account holder | $4,252 | $2,844+49.5% | $2,495+70.4% | $12,270-65.3% |