Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,995 | $81,457-3.0% | $103,378-23.6% | $80,911-2.4% |
| Participation rate | 56.3% | 66.8%-10.6pp | 74.5%-18.3pp | 67.6%-11.4pp |
| Annual return | 17.92% | 25.58%-7.7pp | 24.91%-7.0pp | 35.63%-17.7pp |
| Employer contribution / active EE | $637 | $3,107-79.5% | $3,870-83.5% | $2,756-76.9% |
| Participant deferral / active EE | $1,758 | $3,871-54.6% | $5,058-65.2% | $4,297-59.1% |
| Admin fee / account holder | $759 | $6,717-88.7% | $8,401-91.0% | $6,935-89.1% |