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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,679 | $81,276+410.2% | $155,574+166.5% | $80,925+412.4% |
| Participation rate | 95.0% | 66.2%+28.8pp | 78.2%+16.8pp | 67.7%+27.3pp |
| Annual return | 13.80% | 33.36%-19.6pp | 64.87%-51.1pp | 35.65%-21.9pp |
| Employer contribution / active EE | $8,028 | $3,103+158.7% | $4,676+71.7% | $2,756+191.3% |
| Participant deferral / active EE | $6,792 | $3,453+96.7% | $5,629+20.7% | $4,299+58.0% |
| Admin fee / account holder | $10,487 | $7,993+31.2% | $15,914-34.1% | $6,940+51.1% |