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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,679 | $81,358+409.7% | $155,556+166.6% | $80,959+412.2% |
| Participation rate | 95.0% | 66.3%+28.7pp | 78.2%+16.8pp | 67.7%+27.3pp |
| Annual return | 13.80% | 33.39%-19.6pp | 64.84%-51.0pp | 35.67%-21.9pp |
| Employer contribution / active EE | $8,028 | $3,106+158.4% | $4,675+71.7% | $2,757+191.2% |
| Participant deferral / active EE | $6,792 | $3,455+96.6% | $5,631+20.6% | $4,300+57.9% |
| Admin fee / account holder | $10,487 | $7,994+31.2% | $15,885-34.0% | $6,925+51.4% |