Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,242 | $108,825-10.6% | $156,181-37.7% | $82,448+17.9% |
| Participation rate | 69.7% | 72.4%-2.6pp | 78.8%-9.1pp | 68.1%+1.7pp |
| Annual return | 13.57% | 20.59%-7.0pp | 64.87%-51.3pp | 41.64%-28.1pp |
| Employer contribution / active EE | $1,763 | $2,870-38.6% | $4,294-58.9% | $2,551-30.9% |
| Participant deferral / active EE | $4,642 | $4,577+1.4% | $6,132-24.3% | $4,139+12.1% |
| Admin fee / account holder | $3,408 | $9,341-63.5% | $14,586-76.6% | $7,234-52.9% |