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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,361 | $110,379-63.4% | $102,412-60.6% | $145,884-72.3% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 10.34% | 24.84%-14.5pp | 24.94%-14.6pp | 551.85%-541.5pp |
| Employer contribution / active EE | $3,492 | $4,216-17.2% | $3,870-9.8% | $4,662-25.1% |
| Participant deferral / active EE | $4,182 | $5,622-25.6% | $5,060-17.3% | $6,690-37.5% |
| Admin fee / account holder | $6,053 | $9,745-37.9% | $8,388-27.8% | $13,392-54.8% |