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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,832 | $63,809-75.2% | $81,353-80.5% | $80,935-80.4% |
| Participation rate | 75.0% | 63.9%+11.1pp | 69.5%+5.5pp | 67.7%+7.3pp |
| Annual return | 10.04% | 16.37%-6.3pp | 24.82%-14.8pp | 35.66%-25.6pp |
| Employer contribution / active EE | $489 | $1,981-75.3% | $2,464-80.1% | $2,757-82.2% |
| Participant deferral / active EE | $1,533 | $3,093-50.4% | $3,885-60.5% | $4,299-64.3% |
| Admin fee / account holder | $3,143 | $5,686-44.7% | $5,766-45.5% | $6,924-54.6% |