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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,555 | $81,358+238.7% | $155,556+77.1% | $80,959+240.4% |
| Participation rate | 90.9% | 66.3%+24.6pp | 78.2%+12.7pp | 67.7%+23.2pp |
| Annual return | 9.39% | 33.39%-24.0pp | 64.84%-55.5pp | 35.67%-26.3pp |
| Employer contribution / active EE | $3,249 | $3,106+4.6% | $4,675-30.5% | $2,757+17.8% |
| Participant deferral / active EE | $3,873 | $3,455+12.1% | $5,631-31.2% | $4,300-9.9% |
| Admin fee / account holder | $1,546 | $7,994-80.7% | $15,885-90.3% | $6,925-77.7% |