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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,555 | $81,233+239.2% | $155,567+77.1% | $80,874+240.7% |
| Participation rate | 90.9% | 66.2%+24.7pp | 78.2%+12.7pp | 67.6%+23.3pp |
| Annual return | 9.39% | 33.33%-23.9pp | 64.74%-55.3pp | 35.62%-26.2pp |
| Employer contribution / active EE | $3,249 | $3,101+4.8% | $4,674-30.5% | $2,756+17.9% |
| Participant deferral / active EE | $3,873 | $3,452+12.2% | $5,628-31.2% | $4,297-9.9% |
| Admin fee / account holder | $1,546 | $7,998-80.7% | $15,916-90.3% | $6,935-77.7% |