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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,660 | $47,479+4.6% | $62,929-21.1% | $82,448-39.8% |
| Participation rate | 97.4% | 66.9%+30.6pp | 73.1%+24.3pp | 68.1%+29.4pp |
| Annual return | 14.44% | 20.34%-5.9pp | 1063.93%-1049.5pp | 41.64%-27.2pp |
| Employer contribution / active EE | $2,543 | $1,885+34.9% | $2,505+1.5% | $2,551-0.3% |
| Participant deferral / active EE | $2,625 | $2,870-8.6% | $3,888-32.5% | $4,139-36.6% |
| Admin fee / account holder | $2,012 | $3,804-47.1% | $5,065-60.3% | $7,234-72.2% |