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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,822 | $51,638-17.1% | $129,406-66.9% | $80,959-47.1% |
| Participation rate | 24.5% | 56.9%-32.4pp | 69.6%-45.2pp | 67.7%-43.2pp |
| Annual return | 14.28% | 20.78%-6.5pp | 9468.18%-9453.9pp | 35.67%-21.4pp |
| Employer contribution / active EE | $735 | $1,584-53.6% | $4,155-82.3% | $2,757-73.3% |
| Participant deferral / active EE | $1,498 | $2,670-43.9% | $4,167-64.0% | $4,300-65.2% |
| Admin fee / account holder | $1,562 | $4,313-63.8% | $7,689-79.7% | $6,925-77.4% |