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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,623 | $102,609-27.3% | $98,090-23.9% | $138,895-46.3% |
| Participation rate | 75.0% | 82.8%-7.8pp | 81.5%-6.5pp | 79.9%-4.9pp |
| Annual return | 10.73% | 36.44%-25.7pp | 37.05%-26.3pp | 145.39%-134.7pp |
| Employer contribution / active EE | $3,052 | $3,867-21.1% | $3,606-15.4% | $4,194-27.2% |
| Participant deferral / active EE | $4,967 | $8,167-39.2% | $7,845-36.7% | $6,396-22.3% |
| Admin fee / account holder | $1,669 | $11,434-85.4% | $11,815-85.9% | $12,562-86.7% |