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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,036 | $111,830+72.6% | $93,696+106.0% | $145,884+32.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.79% | 204.08%-188.3pp | 133.74%-118.0pp | 551.85%-536.1pp |
| Employer contribution / active EE | $9,022 | $3,093+191.7% | $2,422+272.5% | $4,662+93.5% |
| Participant deferral / active EE | $7,558 | $4,920+53.6% | $4,417+71.1% | $6,690+13.0% |
| Admin fee / account holder | $8,794 | $10,249-14.2% | $8,287+6.1% | $13,392-34.3% |