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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,036 | $111,787+72.7% | $93,681+106.1% | $145,978+32.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.79% | 203.52%-187.7pp | 133.47%-117.7pp | 550.52%-534.7pp |
| Employer contribution / active EE | $9,022 | $3,093+191.6% | $2,422+272.5% | $4,662+93.5% |
| Participant deferral / active EE | $7,558 | $4,918+53.7% | $4,415+71.2% | $6,690+13.0% |
| Admin fee / account holder | $8,794 | $10,256-14.3% | $8,290+6.1% | $13,400-34.4% |