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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $65,527 |
THE BANK OF NEW YORK MELLON4 years Filed as: BANK OF AMERICA NA Service code 27 · EIN 13-5674085 | Advisory (Plan) | $62,351 |
Filed as: BIRNBREY MINSK MINSK AND PERLING Service code 10 · EIN 58-0644812 | Accounting | $25,400 |
ASCENSUS LLC4 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $1,305 |
Filed as: TRANSAMERICA TRUST COMPANY Service code 21 · EIN 42-0947998 | Bank Trustee | $167 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,515 | $89,438+77.2% | $164,928-3.9% | $77,692+104.0% |
| Participation rate | 98.5% | 78.6%+19.9pp | 78.6%+19.9pp | 70.6%+27.9pp |
| Annual return | 14.26% | 28.82%-14.6pp | 70.08%-55.8pp | 31.25%-17.0pp |
| Employer contribution / active EE | $3,258 | $2,567+26.9% | $4,343-25.0% | $2,726+19.5% |
| Participant deferral / active EE | $8,254 | $4,901+68.4% | $6,034+36.8% | $4,648+77.6% |
| Admin fee / account holder | $496 | $340+46.0% | $12,684-96.1% | $431+15.2% |