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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,734 | $73,787-63.8% | $98,716-72.9% | $82,448-67.6% |
| Participation rate | 86.2% | 61.4%+24.8pp | 69.3%+16.9pp | 68.1%+18.1pp |
| Annual return | 11.57% | 18.57%-7.0pp | 31.81%-20.2pp | 41.64%-30.1pp |
| Employer contribution / active EE | $3,795 | $1,511+151.1% | $2,279+66.6% | $2,551+48.8% |
| Participant deferral / active EE | $7,480 | $3,081+142.7% | $4,048+84.8% | $4,139+80.7% |
| Admin fee / account holder | $13,612 | $6,500+109.4% | $8,703+56.4% | $7,234+88.2% |