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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,312 | $95,453-45.2% | $112,040-53.3% | $82,448-36.6% |
| Participation rate | 74.2% | 72.8%+1.4pp | 76.5%-2.3pp | 68.1%+6.1pp |
| Annual return | 53.61% | 23.92%+29.7pp | 24.52%+29.1pp | 41.64%+12.0pp |
| Employer contribution / active EE | $312 | $2,318-86.5% | $2,954-89.4% | $2,551-87.8% |
| Participant deferral / active EE | $2,684 | $4,224-36.4% | $5,098-47.3% | $4,139-35.1% |
| Admin fee / account holder | $1,157 | $9,013-87.2% | $12,098-90.4% | $7,234-84.0% |