Retirement plan

BRANTLEY TELEPHONE COMPANY, INC. 401(K) SAVINGS PLAN

Name: BRANTLEY TELEPHONE CO - BRANTLEY TELEPHONE COMPANY, INC. 401(K) SAVINGS PLAN (2025) Form 5500
Creator: BRANTLEY TELEPHONE CO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BRANTLEY TELEPHONE COMPANY, INC. 401(K) SAVINGS PLAN, BRANTLEY TELEPHONE CO

BRANTLEY TELEPHONE COEIN 58-0625976Plan #002PY 2025

13807 CLEVELAND E ST - NAHUNTA, GA 315530255912-462-3128bchsherons.comLinkedIn11-50 employees

Prospect flagsLow returnsHigh feesHigh assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$19.8M

+2.5% from 2024

Total participants

-3.8% from 2024

Average account balance

$395,603

+6.6% from 2024

Annual return

11.22%

-3.80 pp from 2024

Benchmarks

See 413 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants25-99

Cohort413 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.78M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$396K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$744K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$50211

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$2.5M

$55789 / participant

Other / not subdivided$3M100.0%

% of EOY assets

12.692%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$395,603

$83,061+376.3%

$126,068+213.8%

$94,015+320.8%

Participation rate

100.0%

81.2%+18.8pp

84.7%+15.3pp

70.8%+29.2pp

Annual return

11.22%

20.41%-9.2pp

15.01%-3.8pp

17.84%-6.6pp

Employer contribution / active EE

$7,491

$2,864+161.6%

$3,968+88.8%

$2,790+168.5%

Participant deferral / active EE

$9,053

$7,042+28.5%

$8,214+10.2%

$4,249+113.0%

Admin fee / account holder

$50,211

$7,208+596.6%

$18,264+174.9%

$8,951+460.9%

BRANTLEY TELEPHONE COMPANY, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BRANTLEY TELEPHONE COMPANY, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion