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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,494 | $77,358+229.0% | $102,184+149.1% | $87,485+190.9% |
| Participation rate | 84.3% | 78.7%+5.6pp | 82.6%+1.7pp | 68.9%+15.4pp |
| Annual return | 12.20% | 41.11%-28.9pp | 31.58%-19.4pp | 26.06%-13.9pp |
| Employer contribution / active EE | $4,170 | $2,562+62.8% | $3,594+16.0% | $2,596+60.6% |
| Participant deferral / active EE | $5,300 | $6,753-21.5% | $8,309-36.2% | $4,274+24.0% |
| Admin fee / account holder | $6,411 | $6,809-5.9% | $11,609-44.8% | $7,775-17.5% |