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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,955 | $77,472+182.6% | $100,392+118.1% | $80,935+170.5% |
| Participation rate | 93.5% | 76.9%+16.5pp | 81.5%+12.0pp | 67.7%+25.8pp |
| Annual return | 8.90% | 37.26%-28.4pp | 49.45%-40.6pp | 35.66%-26.8pp |
| Employer contribution / active EE | $4,896 | $2,800+74.8% | $3,941+24.2% | $2,757+77.6% |
| Participant deferral / active EE | $5,475 | $6,818-19.7% | $8,090-32.3% | $4,299+27.3% |
| Admin fee / account holder | $10,963 | $5,885+86.3% | $7,904+38.7% | $6,924+58.3% |