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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,495 | $71,230+52.3% | $93,727+15.8% | $80,959+34.0% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 13.13% | 11.26%+1.9pp | 133.83%-120.7pp | 35.67%-22.5pp |
| Employer contribution / active EE | $10,614 | $1,565+578.1% | $2,421+338.3% | $2,757+284.9% |
| Participant deferral / active EE | $5,856 | $4,037+45.0% | $4,417+32.6% | $4,300+36.2% |
| Admin fee / account holder | $8,769 | $6,961+26.0% | $8,292+5.8% | $6,925+26.6% |