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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,840 | $60,261-47.2% | $81,783-61.1% | $74,546-57.3% |
| Participation rate | 47.5% | 62.9%-15.3pp | 72.4%-24.8pp | 67.2%-19.7pp |
| Annual return | 13.95% | 16.88%-2.9pp | 775.05%-761.1pp | 1366.03%-1352.1pp |
| Employer contribution / active EE | $949 | $2,622-63.8% | $2,913-67.4% | $2,624-63.8% |
| Participant deferral / active EE | $1,783 | $3,388-47.4% | $4,320-58.7% | $4,347-59.0% |
| Admin fee / account holder | $794 | $1,482-46.4% | $7,380-89.2% | $1,944-59.2% |