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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,404 | $162,136+50.7% | $152,301+60.5% | $154,746+57.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.27% | 91.02%-76.7pp | 80.50%-66.2pp | 172.34%-158.1pp |
| Employer contribution / active EE | $4,083 | $4,890-16.5% | $4,624-11.7% | $4,379-6.8% |
| Participant deferral / active EE | $11,522 | $8,341+38.1% | $8,004+44.0% | $6,730+71.2% |
| Admin fee / account holder | $1,676 | $15,759-89.4% | $14,398-88.4% | $14,365-88.3% |