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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,524 | $58,275-13.3% | $81,844-38.3% | $80,935-37.6% |
| Participation rate | 24.7% | 63.5%-38.7pp | 72.4%-47.7pp | 67.7%-42.9pp |
| Annual return | 15.53% | 41.82%-26.3pp | 778.87%-763.3pp | 35.66%-20.1pp |
| Employer contribution / active EE | $1,793 | $2,346-23.6% | $2,916-38.5% | $2,757-35.0% |
| Participant deferral / active EE | $2,739 | $3,285-16.6% | $4,323-36.7% | $4,299-36.3% |
| Admin fee / account holder | $19,549 | $4,749+311.7% | $7,355+165.8% | $6,924+182.3% |