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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,109 | $167,030-18.5% | $135,768+0.3% | $155,188-12.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 17.44% | 678.39%-661.0pp | 526.10%-508.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $10,571 | $4,132+155.8% | $3,394+211.5% | $4,248+148.9% |
| Participant deferral / active EE | $18,167 | $4,528+301.2% | $3,977+356.8% | $6,531+178.2% |
| Admin fee / account holder | $1,459 | $8,172-82.2% | $7,048-79.3% | $14,480-89.9% |