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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,109 | $162,529-16.3% | $130,788+4.1% | $154,746-12.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 17.44% | 510.48%-493.0pp | 386.44%-369.0pp | 172.34%-154.9pp |
| Employer contribution / active EE | $10,571 | $4,447+137.7% | $3,558+197.1% | $4,379+141.4% |
| Participant deferral / active EE | $18,167 | $4,808+277.8% | $4,137+339.1% | $6,730+169.9% |
| Admin fee / account holder | $1,459 | $7,669-81.0% | $6,673-78.1% | $14,365-89.8% |