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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,918 | $69,118+30.1% | $53,647+67.6% | $138,895-35.3% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 14.43% | 248.26%-233.8pp | 358.33%-343.9pp | 145.39%-131.0pp |
| Employer contribution / active EE | $2,683 | $1,189+125.5% | $962+178.9% | $4,194-36.0% |
| Participant deferral / active EE | $6,390 | $2,274+181.0% | $1,813+252.4% | $6,396-0.1% |
| Admin fee / account holder | $4,431 | $2,724+62.7% | $2,460+80.1% | $12,562-64.7% |