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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,918 | $67,823+32.6% | $52,425+71.5% | $137,256-34.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 14.43% | 219.11%-204.7pp | 302.12%-287.7pp | 220.34%-205.9pp |
| Employer contribution / active EE | $2,683 | $1,163+130.7% | $914+193.4% | $4,156-35.5% |
| Participant deferral / active EE | $6,390 | $2,288+179.3% | $1,790+256.9% | $6,407-0.3% |
| Admin fee / account holder | $4,431 | $2,844+55.8% | $2,495+77.6% | $12,270-63.9% |