Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,879 | $86,050-13.0% | $189,758-60.5% | $94,015-20.4% |
| Participation rate | 64.5% | 68.9%-4.4pp | 79.8%-15.3pp | 70.8%-6.3pp |
| Annual return | 12.05% | 17.77%-5.7pp | 52.62%-40.6pp | 17.84%-5.8pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,981 | $3,349-11.0% | $5,856-49.1% | $4,249-29.8% |
| Admin fee / account holder | $511 | $6,627-92.3% | $20,388-97.5% | $8,951-94.3% |