Retirement plan

D & J AND D & A INTERNATIONAL, INC. RETIREMENT PLAN

Name: D & J INTERNATIONAL, INC. - D & J AND D & A INTERNATIONAL, INC. RETIREMENT PLAN (2025) Form 5500
Creator: D & J INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, D & J AND D & A INTERNATIONAL, INC. RETIREMENT PLAN, D & J INTERNATIONAL, INC.

D & J INTERNATIONAL, INC.EIN 57-1166628Plan #001PY 2025

2282 DAVIS CT. - HAYWARD, CA 94545510-786-2888

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$438K

+67.5% from 2024

Total participants

0.0% from 2024

Average account balance

$43,816

+67.5% from 2024

Annual return

18.00%

+4.40 pp from 2024

Benchmarks

See 1,409 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort1,409 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$438K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

35.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$129K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$200

$7 / participant

Other / not subdivided$200100.0%

% of EOY assets

0.046%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,816

$101,950-57.0%

$125,529-65.1%

$86,983-49.6%

Participation rate

35.7%

70.2%-34.4pp

74.7%-39.0pp

69.5%-33.8pp

Annual return

18.00%

18.29%-0.3pp

202.56%-184.6pp

25.83%-7.8pp

Employer contribution / active EE

$1,270

$2,358-46.1%

$3,058-58.5%

$2,584-50.8%

Participant deferral / active EE

$3,352

$3,862-13.2%

$4,813-30.3%

$4,194-20.1%

Admin fee / account holder

$20

$12,791-99.8%

$16,298-99.9%

$7,856-99.7%

D & J AND D & A INTERNATIONAL, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

D & J AND D & A INTERNATIONAL, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion