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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,226 | $79,089+10.3% | $100,392-13.1% | $74,459+17.1% |
| Participation rate | 56.4% | 79.4%-23.0pp | 81.5%-25.1pp | 67.2%-10.8pp |
| Annual return | 13.42% | 20.61%-7.2pp | 49.45%-36.0pp | 1369.70%-1356.3pp |
| Employer contribution / active EE | $2,221 | $3,015-26.4% | $3,941-43.7% | $2,626-15.4% |
| Participant deferral / active EE | $4,258 | $7,747-45.0% | $8,090-47.4% | $4,350-2.1% |
| Admin fee / account holder | $13,594 | $1,336+917.4% | $7,904+72.0% | $1,945+599.0% |