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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,944 | $160,028+10.6% | $147,080+20.3% | $145,884+21.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 65.60% | 98.60%-33.0pp | 420.17%-354.6pp | 551.85%-486.2pp |
| Employer contribution / active EE | $2,006 | $5,286-62.0% | $4,933-59.3% | $4,662-57.0% |
| Participant deferral / active EE | $6,699 | $8,422-20.5% | $8,066-16.9% | $6,690+0.1% |
| Admin fee / account holder | $829 | $15,030-94.5% | $12,989-93.6% | $13,392-93.8% |