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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,259 | $97,550-28.0% | $120,344-41.6% | $87,485-19.7% |
| Participation rate | 97.3% | 72.8%+24.5pp | 76.7%+20.6pp | 68.9%+28.4pp |
| Annual return | 9.03% | 18.41%-9.4pp | 20.30%-11.3pp | 26.06%-17.0pp |
| Employer contribution / active EE | $2,738 | $2,291+19.5% | $3,020-9.3% | $2,596+5.5% |
| Participant deferral / active EE | $3,017 | $4,230-28.7% | $5,135-41.2% | $4,274-29.4% |
| Admin fee / account holder | $12,202 | $9,543+27.9% | $12,742-4.2% | $7,775+56.9% |