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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,926 | $86,949-23.0% | $102,460-34.7% | $80,959-17.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.91% | 18.89%-9.0pp | 29.47%-19.6pp | 35.67%-25.8pp |
| Employer contribution / active EE | $2,575 | $2,370+8.6% | $3,025-14.9% | $2,757-6.6% |
| Participant deferral / active EE | $2,557 | $4,121-38.0% | $5,056-49.4% | $4,300-40.5% |
| Admin fee / account holder | $12,062 | $8,048+49.9% | $9,460+27.5% | $6,925+74.2% |