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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,259 | $95,453-26.4% | $112,040-37.3% | $82,448-14.8% |
| Participation rate | 97.3% | 72.8%+24.5pp | 76.5%+20.8pp | 68.1%+29.2pp |
| Annual return | 9.03% | 23.92%-14.9pp | 24.52%-15.5pp | 41.64%-32.6pp |
| Employer contribution / active EE | $2,738 | $2,318+18.1% | $2,954-7.3% | $2,551+7.3% |
| Participant deferral / active EE | $3,017 | $4,224-28.6% | $5,098-40.8% | $4,139-27.1% |
| Admin fee / account holder | $12,202 | $9,013+35.4% | $12,098+0.9% | $7,234+68.7% |