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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,031 | $183,516-24.8% | $155,534-11.3% | $145,884-5.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.79% | 61.43%-47.6pp | 64.92%-51.1pp | 551.85%-538.1pp |
| Employer contribution / active EE | $2,155 | $5,315-59.4% | $4,675-53.9% | $4,662-53.8% |
| Participant deferral / active EE | $5,417 | $6,467-16.2% | $5,630-3.8% | $6,690-19.0% |
| Admin fee / account holder | $368 | $19,293-98.1% | $15,900-97.7% | $13,392-97.3% |