Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,583 | $81,476-80.9% | $102,383-84.8% | $80,925-80.7% |
| Participation rate | 51.7% | 66.8%-15.1pp | 74.5%-22.8pp | 67.7%-15.9pp |
| Annual return | 3.24% | 25.59%-22.4pp | 24.94%-21.7pp | 35.65%-32.4pp |
| Employer contribution / active EE | $1,163 | $3,105-62.6% | $3,870-70.0% | $2,756-57.8% |
| Participant deferral / active EE | $2,742 | $3,871-29.2% | $5,060-45.8% | $4,299-36.2% |
| Admin fee / account holder | $2,343 | $6,717-65.1% | $8,391-72.1% | $6,940-66.2% |